Terms & Conditions

Last Updated: 21st of November, 2024

By browsing, accessing or using the PointPay website https://PointPay.io, by creating an account in PointPay ecosystem and/or by downloading or using the PointPay mobile application, you hereby agree with the present Terms and Conditions (the "Terms"). The Terms shall be a binding legal agreement between Point Pay LLC (the "Company", "we", "us", "our") and you, a natural or legal person, user of PointPay website and/or mobile application (the "User" or "you"), each a Party, and, collectively, the "Parties".PointPay reserves the absolute right to amend, modify, or replace any part of these Terms and Conditions at its sole discretion, without any obligation to provide prior or subsequent notice to users. Such modifications shall take effect immediately upon being posted on the platform or communicated through any other means deemed appropriate by PointPay. Users acknowledge that continued use of the platform following any such amendments constitutes their full and unconditional acceptance of the updated Terms. If you disagree with any amendment, you must immediately discontinue your access to the PointPay website and/or mobile application and stop using all the services offered by the Company. Users agree to regularly review these Terms to remain informed of any changes. Retroactive application of amendments is permitted, especially in matters relating to fees and compliance obligations.

PLEASE READ THE TERMS CAREFULLY BEFORE CREATING YOUR ACCOUNT. IF YOU DO NOT AGREE WITH ALL OR ANY OF THESE TERMS, PLEASE LEAVE THE WEBSITE IMMEDIATELY.

As with any asset, the value of Virtual assets can fluctuate significantly and there is a material risk of economic loss when buying, selling, holding or investing in Virtual assets. You should therefore consider whether trading or holding Virtual assets is suitable for you in light of your financial circumstances.

Further information on the risks associated with using our Services is set out in our Legal Disclaimer, which may be updated from time to time. You should read the Legal Disclaimer, and specifically ASSUMPTION OF RISK and LIMITATION OF LIABILITY, however it does not explain all of the risks that may arise, or how such risks relate to your personal circumstances.

It is important that you fully understand the risks involved before making a decision to use our Services.

We are not your broker, intermediary, agent or advisor and we have no fiduciary relationship or obligation to you in connection with any Transactions or other activities you undertake when using the PointPay Services. We do not provide investment or consulting advice of any kind and no communication or information that we provide to you is intended as, or should be construed as, advice of any kind. 

It is your responsibility to determine whether any investment, investment strategy or related transaction is appropriate for you according to your personal investment objectives, financial circumstances and risk tolerance and you are responsible for any associated loss or liability. We do not recommend that any Digital Asset should be bought, earned, sold or held by you. Before making the decision to buy, sell or hold any Digital Asset, you should conduct your own due diligence and consult your financial advisor. We are not responsible for the decisions you make to buy, earn, sell or hold virtual assets, specifically including, without limitation, Virtual Assets and PXP Token(s) based on the information provided by us, including any Losses you incur arising from those decisions.